![]() ![]() If there’s a problem with the item you ordered (or you don’t receive it), you can let PayPal know within 60 days and it may refund your purchase price and shipping costs. PayPal offers purchase protection on eligible transactions that you make with PayPal Pay in 4. Finally, you must pass PayPal’s soft credit check or your application for Pay in 4 could be denied. You also must be at least 18 years old and live in an eligible state. To be eligible for PayPal Pay in 4, you must purchase an eligible item that costs between $30 and $1,500 from a participating online merchant that accepts PayPal. That said, you could rack up fees from your bank if you overdraw on your account or interest from your credit card company if you don’t pay off your charges within the month. There are also no penalties for paying off the purchase early. ![]() While this service is a point-of-sale installment loan, it does not charge interest, origination fees or late fees. There are no costs associated with PayPal Pay in 4. If you’re approved, you’ll need to sign a loan agreement that outlines the details of this point-of-sale service. PayPal will run a soft credit check at the time, but this won’t impact your credit score. You can select PayPal Pay in 4 at checkout and receive an instant decision about your approval. You must hold a PayPal account and link up an accepted payment method, such as a bank account, credit card or debit card. Note that PayPal Pay in 4 is only available on certain goods at select merchants where PayPal is accepted. PayPal Pay in 4 does not charge any interest, origination fees, late fees or other fees. You’d pay $100 at checkout, and then three additional payments of $100 in two-week intervals. You’ll make the first payment upfront and pay the remaining ones every two weeks for a total repayment period of six weeks.įor example, let’s say you were buying an item for $400. ![]() Repayment plan.PayPal Pay in 4 lets you split up payments on your purchases at eligible online retailers into four equal payments.This service is available Australia-wide across a vast range of retailers. Available at thousands of stores across Australia.You'll receive a decision in seconds when you apply to use this service. PayPal Pay in 4 is available for purchases between $30 and $2,000. PayPal does not charge any fees for its service, including no late fees. ![]() PayPal Pay in 4 does not charge you interest when you make a purchase using the service. Features of shopping with PayPal Pay in 4 Pay in 4 is not available via all ecommerce merchants, but it is available across all currencies, not just AUD. This service is interest-free, has no sign-up or late fees, and is available via millions of merchants online. You can use PayPal Pay in 4 for eligible shopping cart values between $30 and $2,000. They may also report missed payments to the relevant credit reporting body. This is important to keep in mind, especially if you are applying for multiple loans or credit. PayPal may perform a credit check upon your application, which may impact your credit score. To use this service, you must choose PayPal Pay in 4 at a merchant's checkout online you will then be taken through a short application process and given a decision in seconds. If you are not a current user of PayPal, you can open an account to apply. PayPal Pay in 4 is available to current Aussie PayPal customers who are in good standing. There are no fees or interest charged for using this service. Instalments will be taken automatically from your nominated bank account via your PayPal account. The first payment is paid at the time of purchase, with the 3 subsequent payments paid in fortnightly instalments. PayPal Pay in 4 allows you to split your purchase payments into 4 equal instalments via PayPal's payment system.
0 Comments
Leave a Reply. |